Protect your fine jewelry purchase. The right insurance policy can give you peace of mind and quickly replace an item in the event of an unfortunate loss.
Your homeowner's insurance may not be enough
Homeowner’s insurance is meant to protect your home and as a result, your options may be limited when it comes time to replace the missing jewelry piece. Often, you will not be able to return to your original jeweler. Instead, the insurance company jeweler will create a replacement. Unfortunately, in these instances the piece is often of inferior quality and might not be the same as the original.
Gemshield, a trusted leader
Insure your jewelry with GemShield. If you incur a loss, your jewelry will be replaced with a piece of like kind and quality from the participating jeweler who originally sold you the item.
For an estimate of your annual rate, consult the chart at the right. Please note, these prices are only approximations. Your actual rate may change depending on your county of residence and whether you choose to have a deductible.
Other GemShield benefits:
- -GemShield provides worldwide coverage.
- -GemShield covers mysterious disappearance losses.
Download an application and rate card today. If you have any questions, ask your Personal Consultant for guidance.
Annual Rate Estimate
| Price of Item | $5,000 | $10,000 | $15,000 |
|---|---|---|---|
| Alabama | $50 | $100 | $150 |
| Alaska | $50 | $100 | $150 |
| Arizona | $60 | $120 | $180 |
| Arkansas | $58 | $115 | $173 |
| California | $75 | $150 | $225 |
| Colorado | $58 | $115 | $173 |
| Connecticut | $55 | $110 | $165 |
| Delaware | $55 | $110 | $165 |
| DC | $53 | $105 | $158 |
| Florida | $68 | $135 | $203 |
| Georgia | $60 | $120 | $180 |
| Hawaii | $60 | $120 | $180 |
| Idaho | $50 | $100 | $150 |
| Illinois | $50 | $100 | $150 |
| Indiana | $50 | $100 | $150 |
| Iowa | $50 | $100 | $150 |
| Kansas | $50 | $100 | $150 |
| Kentucky | $50 | $100 | $150 |
| Louisiana | $50 | $100 | $150 |
| Maine | $50 | $100 | $150 |
| Maryland | $50 | $100 | $150 |
| Massachusetts | $63 | $125 | $188 |
| Michigan | $50 | $100 | $150 |
| Minnesota | $50 | $100 | $150 |
| Mississippi | $50 | $100 | $150 |
| Missouri | $55 | $110 | $165 |
| Montana | $50 | $100 | $150 |
| Nebraska | $50 | $100 | $150 |
| Nevada | $65 | $130 | $195 |
| New Hampshire | $50 | $100 | $150 |
| New Jersey | $75 | $150 | $225 |
| New Mexico | $50 | $100 | $150 |
| New York | $75 | $150 | $225 |
| North Carolina | $50 | $100 | $150 |
| North Dakota | $50 | $100 | $150 |
| Ohio | $55 | $110 | $165 |
| Oklahoma | $63 | $125 | $188 |
| Oregon | $50 | $100 | $150 |
| Pennsylvania | $63 | $125 | $188 |
| Rhode Island | $63 | $125 | $188 |
| South Carolina | $55 | $110 | $165 |
| South Dakota | $50 | $100 | $150 |
| Tennessee | $55 | $110 | $165 |
| Texas | $75 | $150 | $225 |
| Utah | $60 | $120 | $180 |
| Vermont | $50 | $100 | $150 |
| Virginia | $50 | $100 | $150 |
| Washington | $53 | $105 | $158 |
| West Virginia | $53 | $105 | $158 |
| Wisconsin | $43 | $85 | $128 |
| Wyoming | $50 | $100 | $150 |